Shane Ho

Shane Ho is currently embarking on his certified financial planner course with a local education provider approved by the Financial Planning Association of Malaysia (FPAM). He is using this platform as a way to record his learnings, thoughts, and musings as he continues to progress on the topics of personal finance, self-improvement, and community development.

Licensed Financial Planner vs Financial Adviser Representative

As a normal citizen, I believe we see no difference between a Licensed Financial Planner* or a Financial Adviser Representative* because the public has interpreted the titles as any normal servicing agent representing an agency or a financial institution. I must agree that the agency’s business model has been in the market for quite some …

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